We have already heard stories of harassment from collection agencies and you don’t want it to happen to you. Of course, payday online loans companies will exhaust all their efforts in trying to make you pay off what you owe. First of all, they will be calling you themselves. They will get in touch with you at least three times a day, whether you are at work, at home or payday loans guaranteed approval somewhere else. Aside from making phone calls wherever you may be, they will also be sending you several notifications about your standing balance with their company. This collection tactic already made some borrowers unemployed. Because of annoying calls and mails, the borrower is already a cause for unhealthy Payday Loans working environment. If these steps still fail them to get their money back, the lender will then seek legal assistance.